Emil was born and raised in Ford County Ks. He received his bachelors degree from Ft. Hays State University. He was in the Kansas Air National guard for 6 years where he was assigned to aircraft instruments, maintenance and repair. He started his insurance career at Cimarron Insurance where he was a commercial underwriter. After working at Cimmarron Insurance for 7 years, he decided it was time to start his own agency. He founded Gall & Jones Insurance Agency where he was an owner and producer. The agency was in operation from 1974 to 2009 when he sold his agency to Iron Insurance Partners (formerly Keller Leopold Insurance). He has continued his love of insurance working as a commercial line producer. Emil is married to his wife Judy. They have been together for 53 years. He has 2 grown children, 3 grandchildren, and 1 great-grandchild.