Supplemental Options

At Iron Insurance Partners, we can help fill gaps in your Medicare coverage.

Supplemental insurance (Medigap): A Medigap policy provides insurance through a private insurance company and helps fill the cost-sharing gaps in Original Medicare, for instance by helping pay for Medicare deductibles, coinsurances, and copayments. Depending on where you live, you have up to 10 different Medigap plans to choose from: A, B, C, D, F, G, K, L, M, and N.

Stand-alone Medicare private drug plan (Part D): If you have Original Medicare and want Medicare drug coverage, you need to sign up for a private drug plan (PDP). All Medicare drug plans have different costs and a different list of drugs that they cover (known as the formulary). Make sure the plan you choose covers the drugs you need at a cost you can afford.

Retirement is coming. Is your insurance ready?

Whether you’re thinking about retirement or already retired, here’s what you need to know:

  • What coverage is best for retirees?
  • How can I rank my insurance priorities?
  • Does my coverage align with my goals?

“You may be able to reduce your auto insurance rates by checking that you have the right people on your policy and are using any new discounts available to you now.”

– From Insured at Every Stage: Starting Out

Sound Strategies Recommended by Insurance Experts

Cover the gap

If you retire before age 65, you will need coverage to bridge the gap between when you retire and when Medicare begins.


When you turn 65, you become eligible for Medicare, which includes options for hospital stays, medical insurance, and prescription drug coverage.

Be prepared

Life insurance may still be a prudent investment for a surviving spouse or any children to whom you wish to bequeath assets.

Is Your Insurance Coverage Prepared for the Next Chapter?

In this ebook, you’ll learn to determine which types of insurance you need the most as you enjoy retirement. From essential coverage to the importance of health and life insurance, you’ll be well prepared.

Ready to get started?

Click below to download your free ebook.